Monday, December 2, 2013

Disability insurance in Louisiana

Individual disability income insurance scheme to help protect the portion of your income and financial protection if you become disabled for a long time. Anyone who depend on their income to pay the bills or maintain their lifestyle should consider disability income insurance schemes to protect.As a doctor or dentist, it's important to protect your most valuable asset, your ability to earn an income. Disability income insurance scheme pays benefits to people who, as a result of injury or illness, are unable to perform their profession.Death or disability of a family could seriously hinder the financial future of a spouse and children, if precautions are not put in place. Create a safety net for emergencies and tragedies can make a huge difference in a family facing the unexpected.
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Group long-term disability benefits are taxable if the employer pays the premiums, there may be no more than a relatively small and can not cover variable income such as bonuses or commissions. As such, these benefits may not be enough to maintain your lifestyle or pay all the bills if you become too sick or injured to work.

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